MGA Insurance Software
Launch insurance products in weeks, not months. Built for Managing General Agents who need speed and flexibility.
Excel to Excel: From Risk Model to Market in Weeks
As a Managing General Agent, your competitive edge depends on speed. SANDIS is purpose-built MGA insurance software that reduces time-to-market from months to weeks, enabling you to launch and modify insurance products with agility that large insurers cannot match.
Unlike traditional insurance software that forces you to rebuild everything from scratch, SANDIS integrates directly with your existing Excel-based risk models. Your actuarial expertise stays intact while you gain the distribution power and automation you need to scale.
Why MGAs Choose SANDIS
SANDIS addresses the unique challenges Managing General Agents face when competing in today's fast-moving insurance market:
Rapid Deployment
Launch new insurance products in approximately one month instead of the 6-12 months typical with legacy systems. Test market opportunities quickly with minimal upfront investment.
Excel Integration
Use your existing Excel-based risk models directly without redevelopment. Preserve your actuarial IP and leverage tools your team already knows.
Multi-Level Distribution
Manage complex hierarchical sales networks with automated commission calculations, performance tracking, and role-based access controls across unlimited distribution levels.
Product Flexibility
Modify pricing, coverage, and product features in 2-4 weeks to respond to competitive pressures or market opportunities without IT bottlenecks.
Core Capabilities for Managing General Agents
SANDIS delivers comprehensive MGA insurance software functionality designed specifically for property insurance intermediaries:
Distribution Network Management
Build and manage sophisticated multi-tier distribution networks including retail agents, wholesale brokers, program administrators, and specialty producers. Track sales performance, manage commission structures, and maintain compliance across your entire network from a single platform.
Excel-Based Product Configuration
Define insurance products using your existing Excel spreadsheets. Since most MGA risk models are already developed in Excel, our platform integrates these models directly, eliminating months of redevelopment work and allowing for rapid product modifications when market conditions change.
Real-Time Quote and Bind
Provide instant pricing to your distribution partners based on your integrated risk models. Enable immediate policy issuance with automated underwriting rules, giving you a competitive advantage through speed of service that large carriers often cannot match.
White-Label Deployment
Present SANDIS under your own brand identity. Complete customization of interface design, document templates, and customer touchpoints ensures your distribution partners and insureds experience your brand consistently across all interactions.
Commission Processing and Reporting
Automate complex multi-level commission calculations across your distribution hierarchy. Generate detailed reports for reconciliation with carriers, track producer performance, and provide real-time commission visibility to your distribution partners.
Proven in Property Insurance Markets
SANDIS specializes in property insurance lines where MGAs typically operate, including:
- Automotive Insurance: Personal auto, commercial auto, GAP insurance, mechanical breakdown coverage
- Homeowners Insurance: HO-3, HO-4, HO-6 policies with flexible coverage options
- Commercial Property: Small-to-medium commercial property risks
- Specialty Property Products: Service contracts, repair cost insurance, extended warranties
With successful deployments across Poland, Chile, and the United States, SANDIS demonstrates proven adaptability to different regulatory environments and market conditions.
International Expansion Support
Expand into new geographic markets efficiently with built-in support for multiple currencies, languages, and regulatory frameworks. Our platform handles multi-currency premium calculations with automatic exchange rate updates, supports localized user interfaces, and adapts to different compliance requirements across jurisdictions.
Test new markets quickly with the same rapid deployment capability you use domestically. Launch pilot programs in new territories in weeks, validate market fit, then scale rapidly once you prove the concept.
Technology Built for Agility
SANDIS operates on a modern SaaS architecture that eliminates the need for capital expenditure on infrastructure while providing enterprise-grade reliability:
- Cloud-based deployment with automatic updates and feature releases
- API integration capabilities for connecting to carrier systems, third-party data sources, and payment processors
- Mobile-responsive design for producers working in the field
- Advanced security protocols meeting insurance industry standards
- Comprehensive audit trails for regulatory compliance
Implementation Timeline and Process
Unlike enterprise software that takes 12-18 months to deploy, SANDIS follows a streamlined implementation process:
Week 1-2: Discovery and Configuration
We analyze your existing Excel risk models, understand your distribution structure, and configure SANDIS to match your business requirements. Our team handles technical setup while you focus on business rules.
Week 3: Integration and Testing
Excel models are integrated, API connections are established, and white-label branding is applied. Comprehensive testing ensures accurate pricing calculations and smooth workflow automation.
Week 4: Training and Launch
Your distribution partners receive training through intuitive tutorials. The platform is designed for minimal learning curve, allowing experienced insurance professionals to begin using it immediately.
Competitive Advantages for MGAs
MGAs using SANDIS gain measurable competitive advantages over those using legacy systems or manual processes:
Speed to Market: Launch new products 5-10 times faster than competitors using traditional development approaches. Test market opportunities quickly and iterate based on real results instead of lengthy planning cycles.
Lower Distribution Costs: Automation reduces manual policy issuance work by up to 70%, freeing your team to focus on producer recruitment and market development rather than administrative tasks.
Producer Retention: Distribution partners prefer working with MGAs that provide modern, efficient quoting and binding platforms. Better technology means better producer relationships and reduced producer turnover.
Market Responsiveness: Modify products in 2-4 weeks instead of months to respond to competitive pricing pressure, emerging risks, or changing carrier appetites.