API‑driven distribution without the overhead

Connect partners, platforms, and external sales systems to your single system of record

Distribution partners—from automotive dealers and mortgage brokers to fintech platforms and marketplaces—expect seamless, real‑time insurance integration. Treat APIs as a first‑class distribution channel alongside your portal and back‑office, while keeping products, rating, compliance, and documents governed in one core platform. By exposing SANDIS capabilities to any external sales system, you avoid bespoke builds, accelerate partner onboarding, and expand reach without fragmenting data or duplicating workflows.

SANDIS delivers production‑ready insurance APIs and webhooks that deploy in approximately two weeks. Expose quote, bind, issue, endorsements, MTAs, renewals, cancellations, policy status, documents, and payments through a modern, well‑documented interface with sandbox access, SDKs, and scoped per‑partner credentials. Gain enterprise‑grade reliability, comprehensive monitoring, SLAs, rate limiting, audit trails, and backward‑compatible versioning—so you can grow distribution through APIs while SANDIS remains your single system of record.

Complete API lifecycle management from a single partner

Insurance intermediaries using SANDIS APIs report faster partner onboarding, reduced technical complexity, and predictable operational costs:

Rapid API deployment

Launch insurance APIs in 2-4 weeks versus 6-12 months for internal development. Our low-code configuration approach transforms existing insurance products into robust API endpoints without rebuilding business logic or risk models.

Comprehensive API infrastructure

Enterprise-grade architecture handles rating calculations, policy issuance, document generation, and payment processing. Advanced queuing mechanisms ensure consistent performance under high workloads while maintaining 99.6% uptime SLA.

Continuous monitoring and maintenance

Proactive monitoring detects issues before they impact partners. Our team handles all maintenance, security updates, performance optimization, and infrastructure scaling—eliminating the need for dedicated API operations staff.

Predictable total cost structure

Transparent SaaS pricing includes API infrastructure, monitoring, maintenance, documentation, integration support, and ongoing evolution. No hidden costs for scaling, no surprise infrastructure bills, no lengthy vendor contracts.

Modern API architecture designed for distribution scale

SANDIS APIs provide comprehensive capabilities enabling embedded insurance distribution across diverse partner ecosystems:

RESTful API design with OpenAPI specification

Industry-standard RESTful architecture ensures compatibility with any development platform or integration tool. Complete OpenAPI (Swagger) documentation enables rapid partner onboarding with clear endpoint descriptions, request/response schemas, and interactive testing capabilities. Developers understand integration requirements immediately without lengthy explanation cycles.

Real-time rating and quote generation

API endpoints provide instant insurance quotes based on configurable rating logic—supporting table-based rates, algorithmic calculations, or integration with external rating engines. Partners deliver immediate pricing to customers without delays, improving conversion rates and customer experience. Rate modifications deploy within days as market conditions change.

Automated policy issuance and documentation

Complete policy lifecycle management through API calls: bind coverage, generate policy documents, issue certificates, process endorsements, and handle cancellations. All documents generate automatically with configurable templates supporting multiple formats, languages, and regulatory requirements. Partners receive professional documentation without manual intervention.

Flexible pricing engine integration

Connect your preferred rating approach: integrate carrier-provided rating engines, leverage partner solutions like Quantee or even use existing Excel-based models. This flexibility preserves existing intellectual property while enabling modern API distribution—you maintain control over pricing logic regardless of technical implementation.

Multi-product API aggregation

Single API interface provides access to your complete product portfolio—auto insurance, property coverage, GAP insurance, service contracts, and specialized products. Distribution partners integrate once and gain access to multiple insurance products, simplifying technical requirements while increasing cross-sell opportunities and average transaction values.

Enterprise-grade capabilities without enterprise complexity

SANDIS API infrastructure provides reliability, security, and scalability expected by demanding distribution partners:

High availability architecture: 99.6% uptime SLA with automatic failover and redundant infrastructure across multiple availability zones
Intelligent request handling: Advanced queuing mechanisms absorb traffic spikes without performance degradation or request failures
Comprehensive security: Encryption in transit and at rest, OAuth 2.0 authentication, role-based access control, and regular third-party security audits
Performance monitoring: Real-time dashboards track API response times, error rates, and usage patterns with automated alerting for anomalies
API versioning strategy: Backwards-compatible updates ensure existing integrations continue functioning as new capabilities deploy
Rate limiting and throttling: Configurable limits prevent abuse while ensuring fair resource allocation across partner ecosystem
Detailed logging and analytics: Complete request/response logging enables troubleshooting, usage analysis, and optimization opportunities

Comprehensive integration support accelerates partner onboarding

Technical excellence means nothing if partners struggle with integration. SANDIS provides dedicated support ensuring smooth partner onboarding and ongoing success:

Our integration team assists distribution partners throughout the implementation process—from initial API exploration through production deployment. Comprehensive OpenAPI documentation, interactive sandbox environments, and code examples in multiple languages enable developers to understand integration requirements quickly. When questions arise, experienced technical support resolves issues promptly rather than leaving partners waiting days for responses.

This hands-on approach dramatically reduces partner time-to-market. Organizations that previously required 3-6 months for insurance system integration complete SANDIS API implementations in 4-8 weeks—enabling faster revenue generation and competitive positioning.

Proven results from embedded insurance leaders

Insurance intermediaries using SANDIS APIs report transformative business improvements:

10x faster partner onboarding: Distribution partners integrate in weeks rather than months, accelerating revenue generation
90% reduction in API operational costs: Eliminate internal API infrastructure, DevOps staff, monitoring tools, and maintenance overhead
Zero unplanned downtime: Proactive monitoring and redundant architecture maintain continuous partner access
4-week product modifications: Deploy rating changes, coverage updates, or new products across API infrastructure in 2-4 weeks
Unlimited scalability: Infrastructure automatically scales to accommodate growth without capacity planning or hardware investment

With successful implementations across Poland, Chile, and the United States, SANDIS demonstrates proven adaptability to different regulatory environments, distribution models, and partner requirements.

Low-code API configuration eliminates lengthy development

Traditional API development requires months of coding, testing, and infrastructure setup. SANDIS transforms this process through configuration rather than custom development.

Our platform includes pre-built API capabilities covering the complete insurance lifecycle: rating, quoting, binding, policy issuance, endorsements, cancellations, renewals, and claims notifications. Implementation teams configure these capabilities for your specific products, business rules, and distribution requirements—dramatically reducing time and cost versus building from scratch.

This approach leverages best practices developed across multiple successful implementations. Your API benefits from proven patterns, comprehensive error handling, and optimized performance without reinventing solutions to common challenges.

Streamlined implementation delivers rapid value

SANDIS follows a proven implementation methodology that delivers working APIs in weeks:

Week 1: Discovery and planning

Our team analyzes your insurance products, rating logic, distribution requirements, and partner ecosystem. We document API endpoints needed, data flows, authentication requirements, and integration patterns. This phase establishes clear technical specifications and implementation timeline.

Weeks 2-3: Configuration and integration

Configure API endpoints, connect rating engines, establish data validation rules, and implement business logic. Set up sandbox environment enabling partner testing without affecting production systems. Create comprehensive API documentation with endpoint descriptions, request/response examples, and error handling guidance.

Week 4: Testing and deployment

Conduct comprehensive testing covering functional scenarios, performance under load, error handling, and security validation. Partners begin integration testing in sandbox environment with support from our technical team. Upon successful validation, deploy to production environment with monitoring and alerting active.

Ongoing: Monitoring and evolution

Continuous monitoring tracks API health, performance metrics, and usage patterns. Our team handles all maintenance, applies security updates, optimizes performance, and implements product modifications as your business evolves. Partners receive proactive communication about changes, new capabilities, and best practices.

Partner with insurance technology experts who understand distribution

SANDIS was founded by insurance professionals who recognized that embedded distribution requires specialized API infrastructure most intermediaries cannot justify building internally. We created the platform we wished existed—combining enterprise capabilities with rapid deployment and eliminating ongoing technical burden.

Our team brings decades of combined experience in insurance operations, API architecture, and distribution technology. We understand that successful API deployment requires more than technical competence—it demands partnership, insurance domain expertise, and commitment to your distribution success.

Join MGAs, coverholders, and insurance agencies who've transformed their distribution capabilities with SANDIS APIs. Experience the competitive advantage of embedded insurance distribution that deploys in weeks, scales infinitely, and requires zero operational overhead.

Insurance API platform that deploys in weeks, not months