Real time rating engine for audit‑ready pricing
Deliver instant quotes, minimize errors, and promote governed rate changes on demand with versioned rules, sandbox‑to‑production workflows, and seamless integrations. Built for MGAs, coverholders, and carriers who need speed, accuracy, and control.
Translate nothing. Lose nothing. Go live.
Use existing Excel risk models as a production-ready rating engine
Traditional rating engines often require months of redevelopment and risk losing actuarial logic, slowing time to market and increasing IT effort. SANDIS directly integrates existing Excel-based risk models, preserving institutional knowledge while enabling instant, real-time quotes across distribution channels. Deploy in approximately one month with versioned rules, sandbox-to-production workflows, and seamless integrations that keep pricing accurate, auditable, and consistent.
SANDIS transforms Excel-based risk models into a governed, real-time pricing system that actuaries control and sales teams use immediately. The platform delivers instant quote generation, multi-currency support, and API connectivity to back-office and external data sources, all delivered via a white-label experience. Deploy quickly, adjust products in 2–4 weeks, and scale quoting reliably across brokers, dealers, and agents without rebuilding models.
Real-Time Pricing for Property Insurance Products
Generate instant quotes across your distribution network for auto insurance, GAP coverage, home insurance, and commercial property products. The rating engine calculates premiums in real-time based on customer inputs and your risk models.
Competitive advantage through speed: Customers receive immediate pricing instead of waiting hours or days. Your agents visualize how coverage changes affect premiums instantly, enabling more consultative conversations and higher conversion rates.
The platform supports complex rating variables including multi-currency calculations, regional pricing adjustments, and promotional campaigns—all managed through your familiar Excel interface.
Key Benefits of SANDIS Rating Engine Software
MGAs, coverholders, and insurance agencies choose SANDIS for rapid deployment, flexibility, and control over their pricing strategy.
Preserve your actuarial expertise by deploying existing Excel models without redevelopment. Update pricing logic in 2-4 weeks instead of months. Your team continues using tools they know while the platform handles distribution and calculation at scale.
Empower multi-level sales hierarchies with real-time pricing. Whether selling through brokers, dealership networks, or direct agents, the rating engine delivers consistent, accurate quotes instantly. Support for multiple currencies and languages enables international expansion.
Respond to competitive pressures by adjusting rates, coverage options, or promotional pricing within weeks. Test new products in pilot markets before full rollout. The agile platform reduces IT dependency and accelerates your go-to-market strategy.
Technical Capabilities and Integration
Multi-currency support: Calculate premiums in multiple currencies simultaneously with automatic conversion based on central bank rates. Essential for international operations.
API connectivity: Integrate with vehicle registration databases, payment processors, and back-office systems. The rating engine connects to external risk assessment tools for enhanced underwriting.
White-label deployment: Present the rating engine under your brand across all customer touchpoints. Maintain consistent brand experience from quote through policy issuance.
